Have you ever bought Direct Motor Insurance ? It is exactly what it says , you arrange the policy and buy the policy directly from the Insurance Company .
The perceived advantages of buying direct from the Insurer are that in most cases the premium prices offered to you will often be less than if you bought through a middleman, though often this is not the case. .The downside is that if youbuy direct you lose out on the advantages of when you Compare Car Insurance from multiple providers.
Many direct car insurance companies can make cost cuts in middleman fees and computer data costs , which many do pass onto their clients with cheaper car insurance quotes and premiums or advertising marketing ‘ offers ‘ such as offering a years cover for the price of just 10 months , or throwing in some additional cover for free, such as breakdown insurance .
These marketing ploys should always be viewed sceptically by the person thinking of purchasing a policy , as it is often the case that the costs of the ‘ marketing ploy ‘ are absorbed elsewhere in the car insurance premiums tendered .
With so many different ways to purchase car insurance available these days it is quite often impossible to work out whether you are buying your motor insurance from a direct seller , or not. Are you sure that the insurance company you are speaking with are not Car Insurance Introducers ?
How to Contact a Direct Insurer 
Perhaps it is easiest to purchase directcar insurance by either picking up the phone and diallng a car insurance company that you found in yellow pages. A specialist direct car insurance company in the UK is Adrian Flux who you can reach on 0800 089 0182
Or Alternatively by shopping on the World Wide Web where you have access to many different types of Direct car insurance companies .
These Direct Car Insurance websites also include providers of Specialist Car Insurance and Performance Car Insurance.
Whichever method you prefer to purchase , ensure you understand , whether you are dealing with a direct motor insurance company or one of the many other car insurance middlemen that sell car insurance . If you don’t it could cost you a lot more !
However you choose to buy your motor cover it should always be with what is necessary for your individual requirements , in mind. you should always make comparative decisions on a like for like basis. If one policy being offered a few hundred cheaper than a competitor, you should check carefully the levels of cover booklet , and compare the limits of indemnity.
If you need advice in deciding what covers you require - phone a broker or direct car insurer and they will be able to tell you exactly what the costs and covers are .
